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LTV Calculator

Estimate customer lifetime value from revenue, gross margin, and churn.

  • No sign-up
  • Planning scenario only
  • Not accounting, tax, or legal advice

What this calculator does

Use the LTV calculator to estimate customer lifetime value from average revenue per account, gross margin, and monthly churn rate.

What you need

Monthly revenue per customerGross marginMonthly churn

This calculator is for business planning estimates. Verify assumptions, accounting treatment, taxes, fees, refunds, and contracts before making important decisions.

LTV Calculator

Estimate customer lifetime value from revenue, gross margin, and churn.

How This Calculator Works

LTV turns the inputs into a visible formula-based estimate. Use it to compare margin, funnel movement, CAC, revenue, cost, and scenario planning before changing pricing, spend, or operations.

Use the LTV calculator to estimate customer lifetime value from average revenue per account, gross margin, and monthly churn rate.

A simple subscription LTV estimate multiplies gross profit per month by expected customer lifetime.

Formula

LTV = monthly revenue per customer x gross margin / monthly churn rate.

Example Calculation

$49 ARPU, 75% gross margin, and 4% churn gives an LTV of about $919.

When to Use This Calculator

  • Compare CAC and LTV
  • Estimate payback room
  • Model churn impact

Practical Scenarios

  • Run the calculator before changing pricing, spend, hiring, or targets so margin and cash impact are visible. Use case: Compare CAC and LTV.
  • Compare conservative, base, and optimistic assumptions when revenue, conversion, CAC, or cost can move quickly. Start with LTV, then compare the changed result with the original.
  • Use related business calculators when one metric affects the wider funnel, payback, runway, or profit picture. This is especially useful when you need to model churn impact.

Tips

  • Use gross margin, not revenue alone
  • Churn estimates should match customer segment
  • Low churn has a large effect on LTV

Common Mistakes

  • Ignoring gross margin
  • Using annual churn in a monthly formula
  • Averaging very different customer segments
  • Reading revenue as profit before fees, refunds, discounts, labor, taxes, and fulfillment costs are included.
  • Mixing monthly, annual, cohort, and campaign numbers in the same calculation.

Assumptions and Limitations

The LTV Calculator is strongest when revenue, cost, margin, period, and funnel assumptions all use the same reporting window. Review the formula, assumptions, and related calculators before using the result in a decision.

  • Refunds, chargebacks, taxes, payment fees, labor, seasonality, and contracts can change real outcomes.
  • The result is a planning estimate, not accounting, tax, legal, or professional advice.
  • Verify assumptions against current records before changing prices, budgets, or strategy.

LTV explains LTV, customer lifetime value, gross margin and churn through decision context such as margin, period, funnel quality, and cash impact.

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Frequently Asked Questions

Is the LTV result exact?+

It is an estimate based on the inputs you enter. Real-world fees, policies, taxes, timing, and provider rules can change the final number.

Can I use the LTV calculator on mobile?+

Yes. TotalNumbers calculators are designed for mobile, tablet, and desktop screens.

Which margin or funnel inputs change the LTV Calculator most?+

Start with monthly revenue per customer, gross margin and monthly churn. If one value is uncertain, run a second scenario rather than treating the first result as exact.

How should I use the LTV Calculator when revenue or CAC changes often?+

The LTV Calculator is strongest when revenue, cost, margin, period, and funnel assumptions all use the same reporting window. If monthly revenue per customer, gross margin and monthly churn are rough, compare a realistic range before acting.

Can the LTV Calculator guide pricing or budget changes?+

Yes, as a decision check. Keep the same reporting period for costs and revenue, then compare conservative, base, and optimistic assumptions.

Disclaimer

This calculator is for business planning estimates. Verify assumptions, accounting treatment, taxes, fees, refunds, and contracts before making important decisions.

Last updated: 2026-05-22